Do you have your rainy day fund prepared?
An umbrella’s primary purpose is to protect and keep you dry from the rain. The sole purpose of having an umbrella “rainy day” or as many like to call it an “emergency fund”; is to provide you with a safety net that financially protects you and your family from the storms that life may bring.
You "umbrella" allows you the ability to pay for unexpected expenses that occur without missing a beat on your daily expenses. It keeps you from “robbing Peter to pay Paul,” getting into unnecessary credit card debt and/or having to decide whether or not to pay a household bill or get the muffler fix.
You can rest well at night knowing that you can financially handle the unexpected with ease such a sudden job loss, sickness and/or furnace going out!